This page lists the homes under $400K for sale in Washington, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.
As of November 5, 2026, there are 68 homes under $400K for sale in Washington, NC, with a middle asking price of $281,500 (from $70,000 to $399,900). 7 came on the market in the last week. Another 25 are under contract.
In the 12 months through November 5, 2026, 174 sold at a middle price of $259,950, typically for 96% of the first asking price after about 30 days on the market.
The most choices right now are in Northgate, River Birch, Smallwood.
Newest homes under $400K in Washington
Page 1 of 3 · 68 for sale · newest firstAsking prices in Washington
- Under $300K49
- $300K–$500K19
- $500K–$750K0
- $750K–$1M0
- $1M+0
Communities in Washington with homes under $400K for sale
- Northgate · Washington · 7 for sale · $269,900 middle
- River Birch · Washington · 3 for sale · $319,000 middle
- Smallwood · Washington · 3 for sale · $285,000 middle
- Country Club Hills · Washington · 2 for sale · $304,500 middle
- Yacht Club · Washington · 2 for sale · $302,000 middle
- Washington Park · Washington · 2 for sale · $271,950 middle
- Historic District · Washington · 2 for sale · $330,950 middle
Under $400K in nearby towns
Questions about homes under $400K in Washington, answered
How many homes under $400K are for sale in Washington, NC?
As of November 5, 2026, there are 68 homes under $400K for sale in Washington, NC, with a middle asking price of $281,500 (from $70,000 to $399,900). 7 came on the market in the last week. Another 25 are under contract.
What do homes under $400K cost in Washington, NC?
As of November 5, 2026, the middle asking price is $281,500, about $158 per square foot for a typical 1,663 sq ft. Under $300K: 49; $300K–$500K: 19.
What did homes under $400K sell for in Washington, NC last year?
In the 12 months through November 5, 2026, 174 sold at a middle price of $259,950, typically for 96% of the first asking price after about 30 days on the market.
How fast do homes under $400K sell in Washington, NC?
In the 12 months through November 5, 2026 they typically sold in about 30 days, at 96% of the first asking price.
Which communities in Washington, NC have the most homes under $400K for sale?
As of November 5, 2026, Northgate (7), River Birch (3), Smallwood (3), Country Club Hills (2), Yacht Club (2), Washington Park (2).
How do I estimate a monthly payment on a home in Washington, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
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Figures are computed live from MLS listing data for Washington, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.