As of October 29, 2026, there are 406 homes under $400K for sale in Wilmington, NC, with a middle asking price of $315,000 (from $141,000 to $399,999). 37 came on the market in the last week. Another 117 are under contract.
In the 12 months through October 29, 2026, 1,350 sold at a middle price of $320,500, typically for 96.5% of the first asking price after about 28 days on the market.
The most choices right now are in Dawson-Castle Street, Sunset Park, Downtown.
Newest homes under $400K in Wilmington
Page 1 of 17 · 406 for sale · newest firstPrice mix
- Under $300K185
- $300K–$500K221
- $500K–$750K0
- $750K–$1M0
- $1M+0
Where they are
- Under $400K in Dawson-Castle Street · Wilmington · 11 for sale · $250,000 middle
- Sunset Park · Wilmington · 9 for sale · $289,000 middle
- Under $400K in Downtown · Wilmington · 9 for sale · $325,000 middle
- Carleton Place · Wilmington · 7 for sale · $349,000 middle
- Breezewood Condominiums · Wilmington · 7 for sale · $250,000 middle
- Bellingham Park Condo · Wilmington · 6 for sale · $240,000 middle
- Under $400K in Brooklyn · Wilmington · 6 for sale · $301,500 middle
- Under $400K in Northchase · Wilmington · 6 for sale · $319,900 middle
- Devon Park · Wilmington · 6 for sale · $349,500 middle
- Under $400K in Rivers Edge · Wilmington · 6 for sale · $267,250 middle
- Meadowbrook · Wilmington · 5 for sale · $349,000 middle
- Cape Cottages · Wilmington · 5 for sale · $215,000 middle
- Kings Grant · Wilmington · 5 for sale · $360,000 middle
- Blake Farm · Wilmington · 5 for sale · $284,999 middle
- Riverside · Wilmington · 5 for sale · $369,000 middle
- Historic District · Wilmington · 5 for sale · $325,000 middle
- Echo Farms · Wilmington · 4 for sale · $279,998 middle
- Ashton · Wilmington · 4 for sale · $374,450 middle
Under $400K in nearby towns
Questions, answered
How many homes under $400K are for sale in Wilmington, NC?
As of October 29, 2026, there are 406 homes under $400K for sale in Wilmington, NC, with a middle asking price of $315,000 (from $141,000 to $399,999). 37 came on the market in the last week. Another 117 are under contract.
What do homes under $400K cost in Wilmington, NC?
As of October 29, 2026, the middle asking price is $315,000, about $240 per square foot for a typical 1,270 sq ft. Under $300K: 185; $300K–$500K: 221.
What did homes under $400K sell for in Wilmington, NC last year?
In the 12 months through October 29, 2026, 1,350 sold at a middle price of $320,500, typically for 96.5% of the first asking price after about 28 days on the market.
How fast do homes under $400K sell in Wilmington, NC?
In the 12 months through October 29, 2026 they typically sold in about 28 days, at 96.5% of the first asking price.
Which communities in Wilmington, NC have the most homes under $400K for sale?
As of October 29, 2026, Dawson-Castle Street (11), Sunset Park (9), Downtown (9), Carleton Place (7), Breezewood Condominiums (7), Bellingham Park Condo (6).
How do I estimate a monthly payment on a home in Wilmington, NC?
A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.
Explore more
Figures are computed live from MLS listing data for Wilmington, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.