Homes under $400K for sale in Pitt County, NC

As of October 31, 2026, there are 556 homes under $400K for sale in Pitt County, NC, with a middle asking price of $279,700 (from $1,250 to $399,990). 46 came on the market in the last week. Another 161 are under contract.

As of October 31, 2026, the middle asking price is $279,700, about $154 per square foot for a typical 1,736 sq ft. Under $300K: 334; $300K–$500K: 222.

In the 12 months through October 31, 2026, 1,777 sold at a middle price of $257,500, typically for 97.8% of the first asking price after about 35 days on the market.

In the 12 months through October 31, 2026 they typically sold in about 35 days, at 97.8% of the first asking price.

As of October 31, 2026, Carolina Crofts (27), Brook Hollow (17), Summer Place (14), The Enclave (13), Montevallo (12), Cobblestone (12).

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.