Pender County NC Homes with No HOA for Sale

As of October 28, 2026, there are 187 homes with no HOA for sale in Pender County, NC, with a middle asking price of $495,000 (from $50,000 to $4,450,000). 10 came on the market in the last week. Another 59 are under contract.

In the 12 months through October 28, 2026, 533 sold at a middle price of $389,000, typically for 96.2% of the first asking price after about 32 days on the market.

The most choices right now are in Belvedere, Surf City #, Del Mar Beach.

Homes with no HOA for sale in Pender County

Page 4 of 8 · 187 for sale · newest first

735 Dune Ridge Court, Surf City, NC 28445

New · ready ~Dec 15Builder incentive mentioned

$1,499,999

4 bd · 3 ba · 2,331 sq ft

0.13 ac

735 Dune Ridge Court, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

344 Island Creek Road, Rocky Point, NC 28457

Price cut from $699K

$695,000

3 bd · 2 ba · 2,082 sq ft

4.2 ac · 2-car garage

344 Island Creek Road, Rocky Point, NC 28457

Listed by RE/MAX Essential

$575,000

3 bd · 2 ba · 970 sq ft

0.12 ac

1513 Easy Street, Surf City, NC 28445

Listed by Coastal Realty Associates LLC

$182,000

3 bd · 2 ba · 1,216 sq ft

0.65 ac

7190 Canetuck Road, Currie, NC 28435

Listed by Jordan Associates Realty

Price cut from $244K

$239,000

3 bd · 2 ba · 1,428 sq ft

0.56 ac

171 Big Four Road, Currie, NC 28435

Listed by Aloha Wilmington Real Estate

Price cut from $243K

$239,900

3 bd · 2 ba · 1,081 sq ft

0.12 ac · 2-car garage

105 W Wallace Street, Burgaw, NC 28425

Listed by G Wilson Realty, Inc

264 Gooseneck Road W, Rocky Point, NC 28457

$479,000

3 bd · 3 ba · 2,466 sq ft

0.38 ac · 2-car garage

264 Gooseneck Road W, Rocky Point, NC 28457

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties

4044 Nc Highway 50, Maple Hill, NC 28454

$229,500

3 bd · 2 ba · 1,098 sq ft

0.47 ac

4044 Nc Highway 50, Maple Hill, NC 28454

Listed by Terri Alphin Smith & Co

$450,000

3 bd · 3 ba · 2,515 sq ft

2 ac

1600 Nc Hy 53 W, Burgaw, NC 28425

Listed by REAL Broker LLC

751 Driftwood Drive, Hampstead, NC 28443

New · ready now

$775,000

4 bd · 4 ba · 2,000 sq ft

0.24 ac

751 Driftwood Drive, Hampstead, NC 28443

Listed by Keller Williams Innovate-Wilmington

$750,000

4 bd · 4 ba · 3,425 sq ft

1.1 ac · 2-car garage

108 Katydid Court, Hampstead, NC 28443

Listed by REAL Broker LLC

Price cut from $299K

$296,500

3 bd · 2 ba · 1,573 sq ft

0.81 ac · 1-car garage

15484 Nc-210, Rocky Point, NC 28457

Listed by Sold Buy the Sea Realty

1110 N New River Drive, Surf City, NC 28445

Open Wed 11am–1pmPrice cut from $975K

$957,750

5 bd · 4 ba · 2,554 sq ft

0.16 ac

1110 N New River Drive, Surf City, NC 28445

Listed by Coldwell Banker Sea Coast Advantage-Hampstead

$385,000

3 bd · 3 ba · 1,967 sq ft

0.48 ac · 2-car garage

55 Morgan Cove Drive, Burgaw, NC 28425

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties

259 Heathers Folly Road, Willard, NC 28478

$650,000

5 bd · 3 ba · 3,053 sq ft

4 ac

259 Heathers Folly Road, Willard, NC 28478

Listed by Keller Williams Innovate-Wilmington

$2,499,999

4 bd · 4 ba · 3,302 sq ft

1.1 ac · 2-car garage

650 Red Fox Trail, Hampstead, NC 28443

Listed by Coastal Realty Associates LLC

$575,000

2 bd · 1 ba · 720 sq ft

0.09 ac

417 N Shore Drive, Surf City, NC 28445

Listed by Teresa Batts Real Estate, LLC

350 Murray Turner Farm Road, Burgaw, NC 28425

$750,000

4 bd · 6 ba · 3,609 sq ft

0.59 ac

350 Murray Turner Farm Road, Burgaw, NC 28425

Listed by Coldwell Banker Sea Coast Advantage

390 Newtown Loop Road, Atkinson, NC 28421

Price cut from $315K

$300,000

3 bd · 2 ba · 1,325 sq ft

1.2 ac

390 Newtown Loop Road, Atkinson, NC 28421

Listed by Costello Real Estate & Investments

$1,445,000

7 bd · 6 ba · 2,304 sq ft

0.15 ac

1115 N Shore Drive, Surf City, NC 28445

Listed by Ocean Life Realty

$309,900

3 bd · 2 ba · 1,111 sq ft

0.79 ac

3912 Borough Road, Currie, NC 28435

Listed by Ivester Jackson Christie's

1815 Watts Landing Road, Hampstead, NC 28443

Price cut from $385K

$375,000

3 bd · 3 ba · 1,477 sq ft

0.73 ac · 2-car garage

1815 Watts Landing Road, Hampstead, NC 28443

Listed by Carolina Property Sales

New · ready now

$399,900

3 bd · 3 ba · 1,789 sq ft

0.14 ac · 2-car garage

164 Bahama Drive, Hampstead, NC 28443

Listed by Coldwell Banker Sea Coast Advantage

608 S Topsail Drive, Surf City, NC 28445

Price cut from $2.92MNew · ready now

$2,900,000

7 bd · 7 ba · 4,121 sq ft

0.12 ac · 2-car garage

608 S Topsail Drive, Surf City, NC 28445

Listed by REAL Broker LLC

Search every home with filters and a map →

Price mix

Under $300K39
$300K–$500K56
$500K–$750K34
$750K–$1M23
$1M+35

Where they are

No HOA in Belvedere · Hampstead · 6 for sale · $424,500 middle
Surf City # · Surf City · 6 for sale · $1,599,500 middle
No HOA in Del Mar Beach · Surf City · 6 for sale · $936,375 middle
New Topsail Beach · Topsail Beach · 5 for sale · $1,385,000 middle
Bay Harbor · Hampstead · 4 for sale · $272,500 middle
Hampstead On the Sound · Hampstead · 4 for sale · $434,950 middle
Mallard Bay · Hampstead · 3 for sale · $1,375,000 middle
Sandy Ridge · Surf City · 3 for sale · $1,800,000 middle
Greenway Plantation · Hampstead · 3 for sale · $438,000 middle
Snug Harbor · Hampstead · 3 for sale · $375,000 middle
Washington Acres · Hampstead · 3 for sale · $775,000 middle
Yow Poisson · Surf City · 2 for sale · $1,719,500 middle
Brierwood Estates · Burgaw · 2 for sale · $497,500 middle
Deerfield · Hampstead · 2 for sale · $547,000 middle
Dune Ridge · Surf City · 2 for sale · $1,162,500 middle
Horse Hammock · Surf City · 2 for sale · $774,500 middle
Peach Bluff · Burgaw · 2 for sale · $409,900 middle
Scotts Hill · Wilmington · 2 for sale · $782,000 middle

Towns in Pender County

Hampstead226 homes for sale Surf City93 homes for sale Burgaw56 homes for sale Rocky Point29 homes for sale Topsail Beach12 homes for sale Willard10 homes for sale

No HOA in nearby towns

Hampstead56 for sale Surf City52 for sale Burgaw38 for sale Rocky Point11 for sale Topsail Beach11 for sale Willard10 for sale Atkinson6 for sale

Questions, answered

How many homes with no HOA are for sale in Pender County, NC?

What do homes with no HOA cost in Pender County, NC?

As of October 28, 2026, the middle asking price is $495,000, about $249 per square foot for a typical 1,909 sq ft. Under $300K: 39; $300K–$500K: 56; $500K–$750K: 34; $750K–$1M: 23; $1M+: 35.

What did homes with no HOA sell for in Pender County, NC last year?

In the 12 months through October 28, 2026, 533 sold at a middle price of $389,000, typically for 96.2% of the first asking price after about 32 days on the market.

How fast do homes with no HOA sell in Pender County, NC?

In the 12 months through October 28, 2026 they typically sold in about 32 days, at 96.2% of the first asking price.

Which communities in Pender County, NC have the most homes with no HOA for sale?

As of October 28, 2026, Belvedere (6), Surf City # (6), Del Mar Beach (6), New Topsail Beach (5), Bay Harbor (4), Hampstead On the Sound (4).

How do I estimate a monthly payment on a home in Pender County, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

No HOA across all 5 counties Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Pender County, NC, no hoa only. Middle = median. Listing data is deemed reliable but not guaranteed.