Homes with no HOA for sale in North Topsail Beach, NC

Homes the MLS lists with no homeowners association — no HOA dues or HOA rules.

66

For sale now

1 new this week

$1,075,000

Middle asking price

$484/sq ft

$760,000

Middle sale price

77 sold, last 12 mo

94.1%

Of first asking price

what sellers received

79

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 21, 2026, there are 66 homes with no HOA for sale in North Topsail Beach, NC, with a middle asking price of $1,075,000 (from $345,000 to $4,898,000). 1 came on the market in the last week. Another 7 are under contract.

In the 12 months through October 21, 2026, 77 sold at a middle price of $760,000, typically for 94.1% of the first asking price after about 79 days on the market.

The most choices right now are in North Topsail Shores, Seahaven Beach, Old Settlers Beach.

Newest homes with no HOA in North Topsail Beach

Page 1 of 3 · 66 for sale · newest first
1121 New River Inlet Road, North Topsail Beach, NC 28460

$1,249,999

4 bd · 4 ba · 2,287 sq ft

1.1 ac

1121 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

301 Bay Circle, North Topsail Beach, NC 28460

$345,000

2 bd · 2 ba · 832 sq ft

301 Bay Circle, North Topsail Beach, NC 28460

Hive MLSListed by Coldwell Banker Sea Coast Advantage Rlty

1069 New River Inlet Road, North Topsail Beach, NC 28460

$1,050,000

3 bd · 3 ba · 2,070 sq ft

0.51 ac

1069 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by REAL Broker LLC

306 Marina Way, North Topsail Beach, NC 28460

$1,649,000

5 bd · 4 ba · 3,166 sq ft

0.27 ac · 3-car garage

306 Marina Way, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

601 New River Inlet Road, North Topsail Beach, NC 28460

$1,650,000

8 bd · 5 ba · 3,244 sq ft

1.5 ac

601 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

111 Summer Place Drive, North Topsail Beach, NC 28460

$729,000

3 bd · 3 ba · 1,558 sq ft

0.12 ac · 2-car garage

111 Summer Place Drive, North Topsail Beach, NC 28460

Hive MLSListed by Wicker Properties of the Carolinas, Inc.

1078 New River Inlet Road, North Topsail Beach, NC 28460

$1,299,000

4 bd · 3 ba · 2,553 sq ft

0.62 ac

1078 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Seashore Realty Group, Inc

2248 Island Drive, North Topsail Beach, NC 28460

Open Sun 1pm–3pm

$1,100,000

5 bd · 5 ba · 2,468 sq ft

2248 Island Drive, North Topsail Beach, NC 28460

Hive MLSListed by Intracoastal Realty Corporation

173 Sea Gull Lane, North Topsail Beach, NC 28460

$399,000

3 bd · 2 ba · 1,011 sq ft

173 Sea Gull Lane, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

1324 New River Inlet Road, North Topsail Beach, NC 28460

$999,500

5 bd · 4 ba · 2,200 sq ft

1324 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Trailwood Realty

2108 Wicker Street, North Topsail Beach, NC 28460

Price cut from $449K

$434,000

3 bd · 2 ba · 924 sq ft

0.18 ac

2108 Wicker Street, North Topsail Beach, NC 28460

Hive MLSListed by Coastal Properties

6400 14th Avenue, North Topsail Beach, NC 28460

Price cut from $625K

$599,000

2 bd · 2 ba · 980 sq ft

0.12 ac

6400 14th Avenue, North Topsail Beach, NC 28460

Hive MLSListed by River Ridge Realty Inc

105 Bay Court, North Topsail Beach, NC 28460

$2,150,000

8 bd · 9 ba · 5,247 sq ft

0.82 ac · 2-car garage

105 Bay Court, North Topsail Beach, NC 28460

Hive MLSListed by Coastal Premier Properties

219 Coastal Drive, North Topsail Beach, NC 28460

Price cut from $479K

$469,000

3 bd · 2 ba · 1,019 sq ft

219 Coastal Drive, North Topsail Beach, NC 28460

Hive MLSListed by Intracoastal Realty Corporation

42 Sailview Drive, North Topsail Beach, NC 28460

$1,249,000

4 bd · 4 ba · 2,342 sq ft

1.4 ac · 1-car garage · $79/mo HOA

42 Sailview Drive, North Topsail Beach, NC 28460

Hive MLSListed by Century 21 Vanguard

388 New River Inlet Road, North Topsail Beach, NC 28460

$1,650,000

5 bd · 4 ba · 2,880 sq ft

0.95 ac

388 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Legacy Real Estate Group

3200 Gray Street, North Topsail Beach, NC 28460

Price cut from $1.42M

$1,399,000

6 bd · 5 ba · 2,879 sq ft

0.09 ac

3200 Gray Street, North Topsail Beach, NC 28460

Hive MLSListed by RE/MAX Elite Realty Group

1511 New River Inlet Road, North Topsail Beach, NC 28460

$3,300,000

7 bd · 6 ba · 6,642 sq ft

1.4 ac · 4-car garage

1511 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Landmark Sotheby's International Realty

3210 Island Drive, North Topsail Beach, NC 28460

$399,000

3 bd · 2 ba · 1,296 sq ft

0.12 ac

3210 Island Drive, North Topsail Beach, NC 28460

Hive MLSListed by Teresa Batts Real Estate, LLC

1079 New River Inlet Road, North Topsail Beach, NC 28460

$1,895,000

8 bd · 8 ba · 3,452 sq ft

0.33 ac

1079 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Cadence Realty Corporation

1138 New River Inlet Road, North Topsail Beach, NC 28460

$1,650,000

4 bd · 3 ba · 1,970 sq ft

0.34 ac

1138 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Cadence Realty Corporation

2387 New River Inlet Road, North Topsail Beach, NC 28460

$2,100,000

9 bd · 7 ba · 4,678 sq ft

2.8 ac

2387 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

625 New River Inlet Road, North Topsail Beach, NC 28460

$1,375,000

5 bd · 5 ba · 2,642 sq ft

0.95 ac

625 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

738 New River Inlet Road, North Topsail Beach, NC 28460

New · ready now

$4,000,000

6 bd · 7 ba · 4,500 sq ft

0.33 ac · 2-car garage

738 New River Inlet Road, North Topsail Beach, NC 28460

Hive MLSListed by Ivester Jackson Christie's

Search every home with filters and a map →

Price mix

  • Under $300K0
  • $300K–$500K9
  • $500K–$750K16
  • $750K–$1M4
  • $1M+37

Where they are

No HOA in nearby towns

Surf City53 for saleJacksonville243 for saleHubert60 for saleHolly Ridge17 for saleSneads Ferry23 for saleRichlands43 for saleSwansboro20 for saleBeulaville30 for saleMidway Park13 for saleMaysville7 for saleMaple Hill7 for sale

Questions, answered

How many homes with no HOA are for sale in North Topsail Beach, NC?

As of October 21, 2026, there are 66 homes with no HOA for sale in North Topsail Beach, NC, with a middle asking price of $1,075,000 (from $345,000 to $4,898,000). 1 came on the market in the last week. Another 7 are under contract.

What do homes with no HOA cost in North Topsail Beach, NC?

As of October 21, 2026, the middle asking price is $1,075,000, about $484 per square foot for a typical 2,238 sq ft. $300K–$500K: 9; $500K–$750K: 16; $750K–$1M: 4; $1M+: 37.

What did homes with no HOA sell for in North Topsail Beach, NC last year?

In the 12 months through October 21, 2026, 77 sold at a middle price of $760,000, typically for 94.1% of the first asking price after about 79 days on the market.

How fast do homes with no HOA sell in North Topsail Beach, NC?

In the 12 months through October 21, 2026 they typically sold in about 79 days, at 94.1% of the first asking price.

Which communities in North Topsail Beach, NC have the most homes with no HOA for sale?

As of October 21, 2026, North Topsail Shores (8), Seahaven Beach (6), Old Settlers Beach (4), Winterhaven (3), Galleon Bay (3), New River Beach Club (3).

How do I estimate a monthly payment on a home in North Topsail Beach, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

No HOA across all 5 countiesNo HOA in Onslow CountyCommunities in North Topsail BeachSingle-familyOne-storyPrimary on mainOpen housesNew this weekPrice reduced

Figures are computed live from MLS listing data for North Topsail Beach, NC, no hoa only. Middle = median. Listing data is deemed reliable but not guaranteed.