Homes under $400K for sale in Kinston, NC

Homes listed under $400,000.

120

For sale now

5 new this week

$219,900

Middle asking price

$121/sq ft

$192,500

Middle sale price

260 sold, last 12 mo

94.8%

Of first asking price

what sellers received

35

Days on market

typical, last 12 mo

Stop anytime.

This page lists the homes under $400K for sale in Kinston, NC from Hive MLS listings, updated every few minutes, with the last 12 months of sales behind the prices — kept by the Buddy Blake Team.

As of November 5, 2026, there are 120 homes under $400K for sale in Kinston, NC, with a middle asking price of $219,900 (from $48,000 to $399,900). 5 came on the market in the last week. Another 48 are under contract.

In the 12 months through November 5, 2026, 260 sold at a middle price of $192,500, typically for 94.8% of the first asking price after about 35 days on the market.

The most choices right now are in Castle Oaks, Westhaven, Colonial Pines.

Newest homes under $400K in Kinston

Page 1 of 5 · 120 for sale · newest first

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Asking prices in Kinston

  • Under $300K106
  • $300K–$500K14
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Communities in Kinston with homes under $400K for sale

Under $400K in nearby towns

Questions about homes under $400K in Kinston, answered

How many homes under $400K are for sale in Kinston, NC?

As of November 5, 2026, there are 120 homes under $400K for sale in Kinston, NC, with a middle asking price of $219,900 (from $48,000 to $399,900). 5 came on the market in the last week. Another 48 are under contract.

What do homes under $400K cost in Kinston, NC?

As of November 5, 2026, the middle asking price is $219,900, about $121 per square foot for a typical 1,714 sq ft. Under $300K: 106; $300K–$500K: 14.

What did homes under $400K sell for in Kinston, NC last year?

In the 12 months through November 5, 2026, 260 sold at a middle price of $192,500, typically for 94.8% of the first asking price after about 35 days on the market.

How fast do homes under $400K sell in Kinston, NC?

In the 12 months through November 5, 2026 they typically sold in about 35 days, at 94.8% of the first asking price.

Which communities in Kinston, NC have the most homes under $400K for sale?

As of November 5, 2026, Castle Oaks (6), Westhaven (4), Colonial Pines (3), Perry Park Extension (3), Jackson Heights (2), Pine Forest Estate (2).

How do I estimate a monthly payment on a home in Kinston, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Kinston, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.