Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: Swansboro
October 23, 2026
(910) 395‑1000 · buddyblake.com
Swansboro: 1 in 4 listings ended without selling this past year
Out of 233 listings that ended in the last 12 months, 169 sold and 64 didn't. That 28% didn't-sell rate is up from 21% the year before, so pricing and preparation matter more right now.
Summary written October 21, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in Swansboro over the last 12 months, the solid houses sold. The outlined ones expired or were canceled.
Priced right from day one: sold in a median 20 days. Needed price cuts: 65 days, and sold for 93.3% of the first price.
What waiting costs
| Property taxes | $207 |
| Homeowners insurance | $250 |
| Upkeep | $317 |
| Utilities | $250 |
| Your mortgage payment | if you have one |
| About | $1,025 + mortgage |
About $1,025 every month the home sits — plus your mortgage payment.
Listings that didn't sell stayed on the market a median of 145 days — roughly $4,879 in taxes, insurance, upkeep and utilities alone, and the home still didn't sell.
An example, not a quote: Onslow County rate 0.655 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates.
When contracts fall apart
Contracts that fell apart
20%
43 of about 213 before closing
Those homes that later sold
61%
30% never sold
Sold vs. first ask after a fall-through
95.7%
vs. 97.5% on the first contract
Days to sell after a fall-through
94
vs. 27 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 42% · cash 20% · VA 28% · FHA 9%.
If you're selling
- Price it right on day one. Homes priced right from the start typically sold in 20 days.
- Listings that needed price cuts typically sat 65 days and sold at a median 93.3% of asking.
- Under $300K is the hardest range, with a 40% didn't-sell rate. $400–500K is the strongest, at 18%.
- About 1 in 5 contracts fell apart. Most often that's inspection, appraisal or financing issues, based on general industry experience. Get a pre-inspection and a full pre-approval before you list.
If you're buying
- Room to negotiate: 66% of homes sold below their first asking price, and the median sale came in at 97.4% of first ask.
- Homes that never sold typically sat 145 days after a median 2.5% price cut.
- Buyers are paying with conventional loans (43%), VA (28%), cash (20%) and FHA (9%).
Did you know?
- The typical home in Swansboro sold in 31 days, and the median sold price was $380,000.
- For a $380,000 home, estimated carrying costs run about $1,025 a month before mortgage.
- A home that sits unsold carries an estimated $4,879 in costs before mortgage while it waits.
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Thinking of selling in Swansboro? What it takes and what it costs →
For sellers
Listings that didn't sell
27%
up 5.7 pts from a year ago
63 expired or canceled vs 169 sold
Sold vs. first asking price
97.4%
about the same as a year ago
median sale price ÷ original list price
Sold below first asking
66%
share of homes that sold
Price cut on homes that didn't sell
2.5%
median — and they still didn't sell
For buyers
True days on market
31
down 1 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
2.6%
how far under the original price homes sold
Didn't sell, then sold on a relist
16%
of listings that didn't sell the first time
Median sold price
$380K
up 1.6% from a year ago
169 homes sold
The last 24 months
7% latest month · Sep 26
65 latest month · Sep 26
94.6% latest month · Sep 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 48 | 32 | 40% | 38 | 96.1% |
| $300–400K | 39 | 11 | 22% | 17 | 97.3% |
| $400–500K | 28 | 5 | 15% | 64 | 97.9% |
| $500–750K | 42 | 9 | 18% | 31 | 99.0% |
| $750K–1M | 8 | 3 | 27% | 29 | 96.8% |
| $1M+ | 4 | 3 | 43% | 44 | 87.5% |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired or were canceled — withdrawn and on-hold listings are not counted (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated October 23, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000