Homes under $400K for sale in Downtown, Wilmington NC

As of October 22, 2026, there are 10 homes under $400K for sale in Downtown in Wilmington, NC, with a middle asking price of $325,000 (from $240,000 to $399,999).

In the 12 months through October 22, 2026, 25 sold at a middle price of $312,000, typically for 96.9% of the first asking price after about 16 days on the market.

Newest homes under $400K in Downtown

$399,000

1 bd · 1 ba · 851 sq ft

$375/mo HOA

21 N Front Street Unit 3b4, Wilmington, NC 28401

Listed by Landfall Realty, LLC

New · ready now

$399,999

3 bd · 3 ba · 1,260 sq ft

0.06 ac

1005 Queen Street, Wilmington, NC 28401

Listed by REAL Broker LLC

$240,000

3 bd · 2 ba · 1,293 sq ft

0.09 ac · $75/mo HOA

928 S 10th Street, Wilmington, NC 28401

Listed by Keller Williams Innovate-Pleasure Island

Price cut from $360K

$344,900

1 bd · 1 ba · 501 sq ft

0.05 ac

911 Dock Street, Wilmington, NC 28401

Listed by Coldwell Banker Sea Coast Advantage

Price cut from $275K

$262,900

3 bd · 1 ba · 1,100 sq ft

0.09 ac

517 S 7th Street, Wilmington, NC 28401

Listed by Dram Tree Realty

1014 Hanover Street, Wilmington, NC 28401

Price cut from $298K

$285,000

3 bd · 2 ba · 1,101 sq ft

0.08 ac

1014 Hanover Street, Wilmington, NC 28401

Listed by Corcoran HM Properties

1012 Hanover Street, Wilmington, NC 28401

Price cut from $298K

$285,000

3 bd · 2 ba · 1,103 sq ft

0.07 ac

1012 Hanover Street, Wilmington, NC 28401

Listed by Corcoran HM Properties

1309 Church Street, Wilmington, NC 28401

Price cut from $340K

$325,000

3 bd · 2 ba · 1,254 sq ft

0.07 ac

1309 Church Street, Wilmington, NC 28401

Listed by Corcoran HM Properties

21 N Front Street Unit 3b3, Wilmington, NC 28401

$390,000

1 bd · 1 ba · 936 sq ft

$426/mo HOA

21 N Front Street Unit 3b3, Wilmington, NC 28401

Listed by Berkshire Hathaway HomeServices Carolina Premier Properties

21 N Front Street Unit 2e2, Wilmington, NC 28401

$325,000

1 bd · 1 ba · 601 sq ft

$285/mo HOA

21 N Front Street Unit 2e2, Wilmington, NC 28401

Listed by Keller Williams Innovate-Wilmington

Search every home with filters and a map →

Price mix

Under $300K4
$300K–$500K6
$500K–$750K0
$750K–$1M0
$1M+0

Under $400K in other Wilmington neighborhoods

Blake Farm6 for sale Dawson-Castle Street11 for sale Rivers Edge6 for sale Brooklyn6 for sale

Questions, answered

How many homes under $400K are for sale in Downtown in Wilmington, NC?

As of October 22, 2026, there are 10 homes under $400K for sale in Downtown in Wilmington, NC, with a middle asking price of $325,000 (from $240,000 to $399,999).

What do homes under $400K cost in Downtown in Wilmington, NC?

As of October 22, 2026, the middle asking price is $325,000, about $288 per square foot for a typical 1,101 sq ft. Under $300K: 4; $300K–$500K: 6.

What did homes under $400K sell for in Downtown in Wilmington, NC last year?

In the 12 months through October 22, 2026, 25 sold at a middle price of $312,000, typically for 96.9% of the first asking price after about 16 days on the market.

How fast do homes under $400K sell in Downtown in Wilmington, NC?

In the 12 months through October 22, 2026 they typically sold in about 16 days, at 96.9% of the first asking price.

How do I estimate a monthly payment on a home in Downtown in Wilmington, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $400K across all 5 counties About Downtown: stats, sales & map Under $400K in all of Wilmington Under $400K in New Hanover County Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Downtown in Wilmington, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.