Estimated cost of a dead deal
$7,700
on a typical $274,500 home with a mortgage · $5,500 if it's paid off
Plus about $3,300 on average in repairs or credits to the buyer — about $11,000 all in (how we got that)
- Contracts that fell apart
- 23%about 1 in 4 · 64 of 278
- Extra days on the market
- 5079 vs. 29 on the first contract
- Lower sale price
- 1.5%97.0% vs. 98.5% of first asking
- Never sold at all
- 14%of the homes whose deal died
When a deal died in Onslow County in January 2026, it cost the seller about $7,700
64 of about 278 contracts for resale homes in Onslow County fell apart in January 2026 — about 1 in 4. The ones that sold later took 50 more days and sold for 1.5% less (measured against their first asking price) than homes that closed on the first contract. And 14% of the homes whose deal died never sold at all. That's up 1.5 points from January 2025.
- Holding costs run about $72 a day on a typical $274,500 home — 50 extra days is about $3,610.
- The price scar alone is about $4,100 on a $274,500 home.
- Where the MLS kept the date, the contract lasted a median of 21 days before it fell apart.
- 25% came back on the market at a lower price (a median 3.0% below the first price).
- Most resale deals die over the home inspection, the appraisal or the buyer's loan. A pre-market inspection finds the big items before a buyer does.
- Even when a deal survives, repairs found during due diligence cost more: they're done on the buyer's deadline, often by the buyer's choice of contractors, or traded for a credit the buyer never spends on repairs. None of that shows up in the MLS, so it isn't in the dollar figure above.
What would it cost you?
Put in your own numbers. Leave the loan at 0 if your home is paid off.
$11,000
50 extra days at about $72 a day = $3,610 in holding costs, plus $4,118 from a 1.5% lower price, plus $3,300 in repairs or credits.
An estimate, not a quote. Uses this area's extra days and price scar; interest only on the mortgage; taxes scaled from the area's median bill; insurance $250/month, upkeep 1% of value a year, utilities $250/month.
The hidden cost: repairs on the buyer's clock
Even when a deal holds together, the buyer's inspection usually costs the seller money. The MLS doesn't record it, so it isn't in our local numbers — but national surveys show how common and how big it is:
- 86% of inspections find something to fix, and 46% of buyers used the report to negotiate the price down (Porch survey of 998 buyers).
- When sellers give one, the median is $7,200 (Clever Real Estate seller survey).
- Sellers gave concessions in about 46% of U.S. home sales this spring — repairs, closing costs and rate buydowns, a record for the season (Redfin).
Averaged across all sellers, that's about $3,300 — roughly half give a concession, and the median is $7,200 when they do. Some sellers pay nothing; a home that needs real work can pay far more. We add the $3,300 average to the dead-deal cost as a separate line rather than assume the worst.
And the money goes further against you once you're under contract:
- You're on their deadline. Repairs have to be done before closing, so there's no time to shop around or wait for a better price.
- You use their people. Buyers often want their own plumbers, electricians and contractors — at their price, for work you might have done yourself or had your own handyman do for less.
- Credits instead of repairs. Many buyers ask for money off the price or toward closing costs and never make the repairs. The inspection becomes leverage against you.
Inspect before you list, and you handle the big items your way — on your schedule, with your own people, at your price — or disclose them up front so there's nothing left to negotiate.
The $3,300 is an estimate that combines two national sources (Redfin's share of sales with a concession and Clever Real Estate's median concession); it isn't measured locally. No study we found measures how much more the same repair costs under contract than before listing, so we don't put a number on that part.
Take the surprise off the table
Most resale deals die over the inspection, the appraisal or the loan. A pre-market inspection finds the big items before a buyer does — so there's nothing left to renegotiate or walk away over. It's part of our home selling system.
Compared with other months
| Fell apart | Deals lost | Contracts | Est. cost | |
|---|---|---|---|---|
| January 2026 | 23% | 64 | 278 | $7,700 |
| Month before | 17% | 53 | 311 | $12,800 |
| Same month last year | 22% | 60 | 279 | $7,600 |
Deals that fell apart in a recent month may still sell — their "what happened next" fills in over the coming months.
What happened next
- Sold later 75% — after 79 days in all, for 97.0% of the first price
- Still trying 13% — back on the market or under contract again
- Never sold 13% — expired, canceled or withdrawn
Homes that sold on their first contract took 29 days and sold for 98.5% of their first price. 25% of the homes that came back on the market cut their price.
By age of the home
Older homes give inspectors more to find.
| Contracts | Fell apart | Extra days | Price scar | Est. cost | |
|---|---|---|---|---|---|
| Under 10 yrs | 38 | 29% | 30 | 0.0% | $2,700 |
| 10–19 yrs | 71 | 20% | 57 | 2.8% | $12,900 |
| 20–29 yrs | 54 | 19% | 12 | 0.0% | $900 |
| 30–49 yrs | 65 | 29% | 64 | 6.7% | $20,900 |
| 50+ yrs | 50 | 20% | 110 | 14.1% | $39,100 |
Crawl space vs. no crawl space
Moisture, wood rot and insect damage under the house are common inspection findings on the coast.
| Contracts | Fell apart | Extra days | Price scar | Est. cost | |
|---|---|---|---|---|---|
| Crawl space | 74 | 20% | 32 | 1.3% | $5,300 |
| No crawl space | 193 | 24% | 56 | 1.8% | $9,400 |
By first asking price
| Contracts | Fell apart | Extra days | Price scar | Est. cost | |
|---|---|---|---|---|---|
| Under $300K | 149 | 21% | 42 | 3.0% | $9,600 |
| $300–400K | 87 | 25% | 44 | 1.3% | $8,000 |
| $400–500K | 17 | 24% | — | — | — |
| $500–750K | 14 | 29% | — | — | — |
Homes behind the numbers
Back on the market
Their contract fell apart; they're for sale again.
- 2196 New River Inlet Road Unit 167, North Topsail BeachBack on the market · $150,000 · fell apart Jan 5, 2026
- 2174 New River Inlet Road 285, North Topsail BeachBack on the market · $139,500 · fell apart Jan 2, 2026
Sold after a deal fell apart
It closed — on a later contract.
- 608 Wolverine Place, JacksonvilleSold · $234,000 · fell apart Jan 30, 2026
- 125 Linda Loop, JacksonvilleSold · $138,000 · fell apart Jan 30, 2026
- 119 Casey Court, JacksonvilleSold · $255,000 · fell apart Jan 28, 2026
- 164 Parnell Road, HubertSold · $227,500 · fell apart Jan 27, 2026
- 108 Woods Run Circle, RichlandsSold · $338,000 · fell apart Jan 27, 2026
- 112 Walnut Drive, SwansboroSold · $352,500 · fell apart Jan 26, 2026
- 208 Rudolph Lane, HubertSold · $330,000 · fell apart Jan 26, 2026
- 2174 New River Inlet Road Unit 384, North Topsail BeachSold · $128,000 · fell apart Jan 24, 2026
- 119 Edgewater Lane, RichlandsSold · $95,000 · fell apart Jan 23, 2026
- 604 Larkspur Lane, HubertSold · $459,000 · fell apart Jan 23, 2026
- 1915 N Shore Drive, Surf CitySold · $900,000 · fell apart Jan 23, 2026
- 194 Topsail Road, North Topsail BeachSold · $785,000 · fell apart Jan 22, 2026
- 216 Browns Ferry Road 383, JacksonvilleSold · $358,740 · fell apart Jan 22, 2026
- 302 Esquire Drive, RichlandsSold · $355,000 · fell apart Jan 22, 2026
- 101 Robin Road, JacksonvilleSold · $129,900 · fell apart Jan 21, 2026
- 204 Kerry Court, JacksonvilleSold · $240,000 · fell apart Jan 20, 2026
- 404 Jasmine N, SwansboroSold · $285,000 · fell apart Jan 17, 2026
- 2000 New River Inlet Road Unit 1305, North Topsail BeachSold · $217,000 · fell apart Jan 17, 2026
- 471 Hunting Green Drive, JacksonvilleSold · $205,000 · fell apart Jan 16, 2026
- 1210 Hendricks Avenue, JacksonvilleSold · $320,000 · fell apart Jan 14, 2026
- 106 Ronny Court, JacksonvilleSold · $228,500 · fell apart Jan 14, 2026
- 123 Beagle Drive, HubertSold · $365,000 · fell apart Jan 13, 2026
- 229 Pineview Road, RichlandsSold · $202,000 · fell apart Jan 12, 2026
- 461 Old Folkstone Road, Holly RidgeSold · $168,000 · fell apart Jan 11, 2026
Most recent first. Homes that were withdrawn, expired or canceled are counted in the numbers but not listed here.
Questions sellers ask
How often do home sale contracts fall apart in Onslow County?
64 of about 278 contracts for resale homes in Onslow County fell apart in January 2026 — about 1 in 4.
What does a failed contract cost a seller in Onslow County?
About $7,700 on a typical $274,500 home — 50 extra days of holding costs (about $72 a day with a mortgage) plus a 1.5% lower sale price. With no mortgage it's about $5,500. That's before any repairs or credits negotiated along the way.
Why do home sale contracts fall apart?
The MLS doesn't record the reason. In our experience the most common are home inspection findings (roof, HVAC, moisture and crawl space, wood-destroying insects, electrical and plumbing), appraisals below the price, and buyer financing. In North Carolina a buyer can walk away for any reason during the due diligence period.
Why do repairs during a contract cost sellers more?
Once you're under contract, repairs run on the buyer's clock. You often end up paying the plumbers, electricians and contractors the buyer prefers, at their price and their schedule, for work you might have done yourself or had your own handyman do for less. Many buyers ask for a credit off the price or toward closing costs instead, then never make the repairs — so the inspection gets used as leverage against the seller. Nationally, 86% of inspections find something to fix and 46% of buyers use the report to negotiate the price down (Porch survey of 998 buyers), sellers gave concessions in about 46% of U.S. home sales in spring 2026 (Redfin), and the median is $7,200 when they do (Clever Real Estate seller survey). Averaged across all sellers that's about $3,300 — some pay nothing, and a home that needs real work can pay far more.
How can a seller keep a deal from falling apart?
Have the home inspected before it goes on the market, then fix or disclose the big items up front. Buyers can't use a surprise to renegotiate or walk away when there's no surprise left. A pre-market inspection is part of the Buddy Blake Team's home selling system.
Resale homes only — new construction and land are left out. A deal "fell apart" when a home went under contract and then came back on the market, or was canceled, withdrawn or expired after a contract was written, however long the contract lasted. Extra days and the price scar compare homes that sold after a deal fell apart with homes that sold on their first contract in the same area and slice. The MLS doesn't record why a contract ended. Source: Hive MLS data compiled by the Buddy Blake Team, updated October 26, 2026. Numbers for January 2026 only.