Homes under $500K for sale in Downtown, Wilmington NC

Homes listed under $500,000.

11

For sale now

1 new this week

$325,000

Middle asking price

$317/sq ft

$326,250

Middle sale price

28 sold, last 12 mo

96.8%

Of first asking price

what sellers received

20

Days on market

typical, last 12 mo

Stop anytime.

As of October 27, 2026, there are 11 homes under $500K for sale in Downtown in Wilmington, NC, with a middle asking price of $325,000 (from $240,000 to $490,000). 1 came on the market in the last week.

In the 12 months through October 27, 2026, 28 sold at a middle price of $326,250, typically for 96.8% of the first asking price after about 20 days on the market.

Newest homes under $500K in Downtown

616 Brunswick Street, Wilmington, NC 28401Coming soon

$490,000

3 bd · 3 ba · 1,428 sq ft

0.08 ac

616 Brunswick Street, Wilmington, NC 28401

Hive MLSListed by Intracoastal Realty Corporation

21 N Front Street Unit 3d1, Wilmington, NC 28401

$400,000

1 bd · 2 ba · 772 sq ft

$314/mo HOA

21 N Front Street Unit 3d1, Wilmington, NC 28401

Hive MLSListed by Intracoastal Realty Corporation

21 N Front Street Unit 3b4, Wilmington, NC 28401

$399,000

1 bd · 1 ba · 851 sq ft

$375/mo HOA

21 N Front Street Unit 3b4, Wilmington, NC 28401

Hive MLSListed by Landfall Realty, LLC

1005 Queen Street, Wilmington, NC 28401

New · ready now

$399,999

3 bd · 3 ba · 1,260 sq ft

0.06 ac

1005 Queen Street, Wilmington, NC 28401

Hive MLSListed by REAL Broker LLC

928 S 10th Street, Wilmington, NC 28401

$240,000

3 bd · 2 ba · 1,293 sq ft

0.09 ac · $75/mo HOA

928 S 10th Street, Wilmington, NC 28401

Hive MLSListed by Keller Williams Innovate-Pleasure Island

911 Dock Street, Wilmington, NC 28401

Price cut from $345K

$329,900

1 bd · 1 ba · 501 sq ft

0.05 ac

911 Dock Street, Wilmington, NC 28401

Hive MLSListed by Coldwell Banker Sea Coast Advantage

517 S 7th Street, Wilmington, NC 28401

Price cut from $275K

$262,900

3 bd · 1 ba · 1,100 sq ft

0.09 ac

517 S 7th Street, Wilmington, NC 28401

Hive MLSListed by Dram Tree Realty

1014 Hanover Street, Wilmington, NC 28401

Price cut from $298K

$285,000

3 bd · 2 ba · 1,101 sq ft

0.08 ac

1014 Hanover Street, Wilmington, NC 28401

Hive MLSListed by Corcoran HM Properties

1012 Hanover Street, Wilmington, NC 28401

Price cut from $298K

$285,000

3 bd · 2 ba · 1,103 sq ft

0.07 ac

1012 Hanover Street, Wilmington, NC 28401

Hive MLSListed by Corcoran HM Properties

1309 Church Street, Wilmington, NC 28401

Price cut from $340K

$325,000

3 bd · 2 ba · 1,254 sq ft

0.07 ac

1309 Church Street, Wilmington, NC 28401

Hive MLSListed by Corcoran HM Properties

21 N Front Street Unit 2e2, Wilmington, NC 28401

$325,000

1 bd · 1 ba · 601 sq ft

$285/mo HOA

21 N Front Street Unit 2e2, Wilmington, NC 28401

Hive MLSListed by Keller Williams Innovate-Wilmington

Search every home with filters and a map →

Price mix

  • Under $300K4
  • $300K–$500K7
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Under $500K in other Wilmington neighborhoods

Riverlights15 for saleRiverlights - Del Webb6 for saleBlake Farm11 for saleHistoric District6 for sale

Questions, answered

How many homes under $500K are for sale in Downtown in Wilmington, NC?

As of October 27, 2026, there are 11 homes under $500K for sale in Downtown in Wilmington, NC, with a middle asking price of $325,000 (from $240,000 to $490,000). 1 came on the market in the last week.

What do homes under $500K cost in Downtown in Wilmington, NC?

As of October 27, 2026, the middle asking price is $325,000, about $317 per square foot for a typical 1,101 sq ft. Under $300K: 4; $300K–$500K: 7.

What did homes under $500K sell for in Downtown in Wilmington, NC last year?

In the 12 months through October 27, 2026, 28 sold at a middle price of $326,250, typically for 96.8% of the first asking price after about 20 days on the market.

How fast do homes under $500K sell in Downtown in Wilmington, NC?

In the 12 months through October 27, 2026 they typically sold in about 20 days, at 96.8% of the first asking price.

How do I estimate a monthly payment on a home in Downtown in Wilmington, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $500K across all 5 countiesAbout Downtown: stats, sales & mapUnder $500K in all of WilmingtonUnder $500K in New Hanover CountySingle-familyOne-storyPrimary on mainOpen housesNew this weekPrice reduced

Figures are computed live from MLS listing data for Downtown in Wilmington, NC, under $500k only. Middle = median. Listing data is deemed reliable but not guaranteed.