Buddy Blake Team · Coldwell Banker Sea Coast Advantage
Market insights: ZIP 28532 · Havelock
October 24, 2026
(910) 395‑1000 · buddyblake.com
In Havelock's 28532, 1 in 5 listings didn't sell
In ZIP code 28532 (Havelock area), 65 of 323 homes that came off the market in the last 12 months didn't sell. That is a 20% rate, up from 13% the year before. Homes priced right sold in a median of 19 days, so price is doing most of the work.
Summary written October 17, 2026 from that day's numbers. The figures in the tiles update every hour, so they can differ slightly.
Which pile do you want to be in?
Out of every 20 homes listed in ZIP 28532 · Havelock over the last 12 months, the solid houses sold. The outlined ones expired or were canceled.
Priced right from day one: sold in a median 17 days. Needed price cuts: 61 days, and sold for 93.4% of the first price.
What waiting costs
| Property taxes | $96 |
| Homeowners insurance | $250 |
| Upkeep | $217 |
| Utilities | $250 |
| Your mortgage payment | if you have one |
| About | $810 + mortgage |
About $810 every month the home sits — plus your mortgage payment.
Listings that didn't sell stayed on the market a median of 111 days — roughly $2,952 in taxes, insurance, upkeep and utilities alone, and the home still didn't sell.
An example, not a quote: Craven County rate 0.4448 per $100 (NC Department of Revenue, 2025-26 county rates); town taxes add more inside town limits; insurance, upkeep (1% of value a year) and utilities are typical estimates.
When contracts fall apart
Contracts that fell apart
21%
70 of about 338 before closing
Those homes that later sold
70%
29% never sold
Sold vs. first ask after a fall-through
97.4%
vs. 98.4% on the first contract
Days to sell after a fall-through
57
vs. 22 on the first contract
The MLS doesn't record why a contract ends. In our experience the most common reasons are home inspection findings, appraisals that come in below the price, and buyer financing. How buyers paid on closed sales: conventional 25% · cash 12% · VA 51% · FHA 12%.
If you're selling
- Price it right from day one. The 164 homes priced right sold in a median of 19 days. The 94 that needed price cuts took 65 days and sold at a median of 93.4% of asking.
- Small cuts don't fix a wrong price. Listings that never sold cut a median of only 1.5% and sat a median of 111 days.
- The $300–400K range struggles most here, with 28% not selling. Under $300K is the best range at 17%. If you're in the higher range, pricing sharply matters even more.
- Contracts fall apart about 1 in 5 times, a rate of 21%. Most often it's inspection, appraisal or financing issues, in our general experience. Get ahead of those before you list. Of the homes that lost a contract, 70% sold later, but 29% never sold.
If you're buying
- There is room to talk. 61% of homes sold below their first asking price, and the median sale came in at 98.3% of first ask.
- Homes that sit are where you have leverage. Listings that needed cuts sold at a median of 93.4% of asking, after a median of 65 days.
- VA loans paid for 51% of purchases here. Conventional was 25%, FHA 12% and cash 10%. Sellers in this market are used to financed offers.
Did you know?
- The median sold price in 28532 over the last 12 months was $260,000.
- A home that went under contract the first time sold in a median of 22 days. After a contract fell apart, it took a median of 57 days.
- On a typical $260,000 home, carrying costs are estimated at about $810 a month before the mortgage. That is about $2,952 estimated while a home sits unsold.
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For sellers
Listings that didn't sell
20%
up 6.6 pts from a year ago
65 expired or canceled vs 268 sold
Sold vs. first asking price
98.2%
down 0.6 pts from a year ago
median sale price ÷ original list price
Sold below first asking
61%
share of homes that sold
Price cut on homes that didn't sell
1.5%
median — and they still didn't sell
For buyers
True days on market
26
up 5 days from a year ago
median for sold homes, counted from the first listing
Typical room below first ask
1.8%
how far under the original price homes sold
Didn't sell, then sold on a relist
22%
of listings that didn't sell the first time
Median sold price
$260K
up 4.6% from a year ago
268 homes sold
The last 24 months
21% latest month · Sep 26
23 latest month · Sep 26
97.8% latest month · Sep 26
By starting price
| First asking | Sold | Didn't sell | % didn't sell | True days | Sold vs. first ask |
|---|---|---|---|---|---|
| Under $300K | 189 | 38 | 17% | 24 | 98.2% |
| $300–400K | 62 | 22 | 26% | 32 | 98.1% |
| $400–500K | 7 | 3 | 30% | 34 | 98.8% |
| $500–750K | 9 | 1 | 10% | 59 | 98.3% |
| $750K–1M | 1 | 0 | 0% | 76 | 97.7% |
| $1M+ | 0 | 1 | 100% | — | — |
Homes only (land excluded), last 12 months unless noted. "Didn't sell" = listings that expired or were canceled — withdrawn and on-hold listings are not counted (some owners stop for reasons that have nothing to do with the market); true days on market counts from the first listing, even when a home was relisted. Source: Hive MLS listing and sales records, updated October 24, 2026. Totals only — no individual listing is shown. Buddy Blake Team · Coldwell Banker Sea Coast Advantage · (910) 395‑1000