Homes under $400K for sale in North Topsail Beach, NC

Homes listed under $400,000.

89

For sale now

4 new this week

$262,900

Middle asking price

$307/sq ft

$280,000

Middle sale price

39 sold, last 12 mo

89.5%

Of first asking price

what sellers received

100

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 19, 2026, there are 89 homes under $400K for sale in North Topsail Beach, NC, with a middle asking price of $262,900 (from $110,000 to $399,888). 4 came on the market in the last week. Another 7 are under contract.

In the 12 months through October 19, 2026, 39 sold at a middle price of $280,000, typically for 89.5% of the first asking price after about 100 days on the market.

The most choices right now are in St. Regis, Topsail Reef, Topsail Dunes.

Homes under $400K for sale in North Topsail Beach

Page 4 of 4 · 89 for sale · newest first
2224 New River Inlet Road Unit 233, North Topsail Beach, NC 28460

$155,000

1 bd · 1 ba · 532 sq ft

$647/mo HOA

2224 New River Inlet Road Unit 233, North Topsail Beach, NC 28460

Hive MLSListed by Keller Williams Innovate - Jax

2264 New River Inlet Road Unit 109, North Topsail Beach, NC 28460

$159,000

1 bd · 1 ba · 532 sq ft

$647/mo HOA

2264 New River Inlet Road Unit 109, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

2000 New River Inlet Road 1204, North Topsail Beach, NC 28460

$329,888

2 bd · 2 ba · 1,010 sq ft

$1,101/mo HOA

2000 New River Inlet Road 1204, North Topsail Beach, NC 28460

Hive MLSListed by Realty ONE Group Affinity-Wilmington

1840 New River Inlet Road Unit 2202b, North Topsail Beach, NC 28460

$299,888

1 bd · 1 ba · 560 sq ft

$451/mo HOA

1840 New River Inlet Road Unit 2202b, North Topsail Beach, NC 28460

Hive MLSListed by Realty ONE Group Affinity-Wilmington

2196 New River Inlet Road Unit 167, North Topsail Beach, NC 28460

$150,000

1 bd · 1 ba · 541 sq ft

$588/mo HOA

2196 New River Inlet Road Unit 167, North Topsail Beach, NC 28460

Hive MLSListed by RE/MAX Executive

2174 New River Inlet Road 285, North Topsail Beach, NC 28460

$139,500

1 bd · 1 ba · 532 sq ft

$560/mo HOA

2174 New River Inlet Road 285, North Topsail Beach, NC 28460

Hive MLSListed by Sark Realty

2196 New River Inlet Road Unit 367, North Topsail Beach, NC 28460

$154,900

1 bd · 1 ba · 540 sq ft

$589/mo HOA

2196 New River Inlet Road Unit 367, North Topsail Beach, NC 28460

Hive MLSListed by The Oceanaire Realty

2000 New River Inlet Road Unit 1411, North Topsail Beach, NC 28460

$295,000

2 bd · 2 ba · 1,010 sq ft

$915/mo HOA

2000 New River Inlet Road Unit 1411, North Topsail Beach, NC 28460

Hive MLSListed by Sol Searching Properties and Investments LLC

2000 New River Inlet Road Unit 3209, North Topsail Beach, NC 28460

$398,700

2 bd · 2 ba · 1,169 sq ft

$869/mo HOA

2000 New River Inlet Road Unit 3209, North Topsail Beach, NC 28460

Hive MLSListed by Atlantic Real Estate, Inc.

2000 New River Inlet Road Unit 3501, North Topsail Beach, NC 28460

$257,500

1 bd · 2 ba · 701 sq ft

$591/mo HOA

2000 New River Inlet Road Unit 3501, North Topsail Beach, NC 28460

Hive MLSListed by Atlantic Real Estate, Inc.

2000 New River Inlet Road 3112, North Topsail Beach, NC 28460

$298,000

2 bd · 2 ba · 1,010 sq ft

$1,085/mo HOA

2000 New River Inlet Road 3112, North Topsail Beach, NC 28460

Hive MLSListed by Sol Searching Properties and Investments LLC

2000 New River Inlet Road Unit 2512, North Topsail Beach, NC 28460

$349,000

2 bd · 2 ba · 934 sq ft

$1,208/mo HOA

2000 New River Inlet Road Unit 2512, North Topsail Beach, NC 28460

Hive MLSListed by Landmark Sotheby's International Realty

2000 New River Inlet Road 1414, North Topsail Beach, NC 28460

$232,900

1 bd · 2 ba · 701 sq ft

$929/mo HOA

2000 New River Inlet Road 1414, North Topsail Beach, NC 28460

Hive MLSListed by Ward Realty Corp

2210 New River Inlet Road 360, North Topsail Beach, NC 28460

$177,500

2 bd · 2 ba · 840 sq ft

$685/mo HOA

2210 New River Inlet Road 360, North Topsail Beach, NC 28460

Hive MLSListed by Better Homes and Gardens Real Estate Treasure

2196 New River Inlet Road 369, North Topsail Beach, NC 28460

Price cut from $149K

$139,900

1 bd · 1 ba · 532 sq ft

$589/mo HOA

2196 New River Inlet Road 369, North Topsail Beach, NC 28460

Hive MLSListed by Intracoastal Realty Corporation

2000 New River Inlet Road Unit 2212, North Topsail Beach, NC 28460

$297,000

2 bd · 2 ba · 1,010 sq ft

$1,093/mo HOA

2000 New River Inlet Road Unit 2212, North Topsail Beach, NC 28460

Hive MLSListed by Coldwell Banker Sea Coast Advantage Rlty

2000 New River Inlet Road Unit 2301, North Topsail Beach, NC 28460

$229,888

1 bd · 2 ba · 701 sq ft

$903/mo HOA

2000 New River Inlet Road Unit 2301, North Topsail Beach, NC 28460

Hive MLSListed by Realty ONE Group Affinity-Wilmington

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Price mix

  • Under $300K54
  • $300K–$500K35
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Surf City9 for saleJacksonville417 for saleHubert109 for saleHolly Ridge72 for saleSneads Ferry59 for saleRichlands80 for saleSwansboro29 for saleBeulaville28 for saleMidway Park25 for saleMaysville22 for saleMaple Hill8 for sale

Questions, answered

How many homes under $400K are for sale in North Topsail Beach, NC?

As of October 19, 2026, there are 89 homes under $400K for sale in North Topsail Beach, NC, with a middle asking price of $262,900 (from $110,000 to $399,888). 4 came on the market in the last week. Another 7 are under contract.

What do homes under $400K cost in North Topsail Beach, NC?

As of October 19, 2026, the middle asking price is $262,900, about $307 per square foot for a typical 768 sq ft. Under $300K: 54; $300K–$500K: 35.

What did homes under $400K sell for in North Topsail Beach, NC last year?

In the 12 months through October 19, 2026, 39 sold at a middle price of $280,000, typically for 89.5% of the first asking price after about 100 days on the market.

How fast do homes under $400K sell in North Topsail Beach, NC?

In the 12 months through October 19, 2026 they typically sold in about 100 days, at 89.5% of the first asking price.

Which communities in North Topsail Beach, NC have the most homes under $400K for sale?

As of October 19, 2026, St. Regis (37), Topsail Reef (28), Topsail Dunes (9), Shipwatch Villas (6), Villa Capriani (5).

How do I estimate a monthly payment on a home in North Topsail Beach, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

Under $400K across all 5 countiesUnder $400K in Onslow CountyCommunities in North Topsail BeachSingle-familyOne-storyPrimary on mainOpen housesNew this weekPrice reduced

Figures are computed live from MLS listing data for North Topsail Beach, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.