Homes under $500K for sale in Lucama, NC

As of October 28, 2026, there are 6 homes under $500K for sale in Lucama, NC, with a middle asking price of $276,900 (from $198,000 to $395,000). Another 3 are under contract.

As of October 28, 2026, the middle asking price is $276,900, about $162 per square foot for a typical 1,629 sq ft. Under $300K: 5; $300K–$500K: 1.

In the 12 months through October 28, 2026, 32 sold at a middle price of $240,950, typically for 99.3% of the first asking price after about 36 days on the market.

In the 12 months through October 28, 2026 they typically sold in about 36 days, at 99.3% of the first asking price.

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.