Homes under $400K for sale in Jacksonville, NC

Homes listed under $400,000.

421

For sale now

46 new this week

$285,000

Middle asking price

$171/sq ft

$280,000

Middle sale price

1,995 sold, last 12 mo

100%

Of first asking price

what sellers received

25

Days on market

typical, last 12 mo

No account needed. Stop anytime.

As of October 20, 2026, there are 421 homes under $400K for sale in Jacksonville, NC, with a middle asking price of $285,000 (from $100,000 to $399,900). 46 came on the market in the last week. Another 217 are under contract.

In the 12 months through October 20, 2026, 1,995 sold at a middle price of $280,000, typically for 100% of the first asking price after about 25 days on the market.

The most choices right now are in Stateside, Onslow Bay, Brynn Marr.

Homes under $400K for sale in Jacksonville

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Price mix

  • Under $300K238
  • $300K–$500K183
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Jacksonville, NC?

As of October 20, 2026, there are 421 homes under $400K for sale in Jacksonville, NC, with a middle asking price of $285,000 (from $100,000 to $399,900). 46 came on the market in the last week. Another 217 are under contract.

What do homes under $400K cost in Jacksonville, NC?

As of October 20, 2026, the middle asking price is $285,000, about $171 per square foot for a typical 1,625 sq ft. Under $300K: 238; $300K–$500K: 183.

What did homes under $400K sell for in Jacksonville, NC last year?

In the 12 months through October 20, 2026, 1,995 sold at a middle price of $280,000, typically for 100% of the first asking price after about 25 days on the market.

How fast do homes under $400K sell in Jacksonville, NC?

In the 12 months through October 20, 2026 they typically sold in about 25 days, at 100% of the first asking price.

Which communities in Jacksonville, NC have the most homes under $400K for sale?

As of October 20, 2026, Stateside (26), Onslow Bay (19), Brynn Marr (17), Northwoods (15), Hunters Creek (12), The Vineyards (12).

How do I estimate a monthly payment on a home in Jacksonville, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Jacksonville, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.