Homes with no HOA for sale in Elm City, NC

As of October 23, 2026, there are 14 homes with no HOA for sale in Elm City, NC, with a middle asking price of $251,000 (from $136,500 to $389,000). 3 came on the market in the last week. Another 5 are under contract.

In the 12 months through October 23, 2026, 59 sold at a middle price of $240,000, typically for 97.9% of the first asking price after about 24 days on the market.

Newest homes with no HOA in Elm City

$267,000

3 bd · 2 ba · 1,025 sq ft

0.49 ac · 2-car garage

4204 Westerly Court, Elm City, NC 27822

Listed by Our Town Properties Inc.

4602 Lake Wilson Road, Elm City, NC 27822

$279,900

2 bd · 2 ba · 1,590 sq ft

0.90 ac · 2-car garage

4602 Lake Wilson Road, Elm City, NC 27822

Listed by Our Town Properties Inc.

7222 Thorne Farm Road, Elm City, NC 27822

$214,900

3 bd · 2 ba · 1,329 sq ft

0.49 ac

7222 Thorne Farm Road, Elm City, NC 27822

Listed by Grow Local Realty LLC

$344,900

3 bd · 3 ba · 2,447 sq ft

0.46 ac · 2-car garage

4136 Bertines Court, Elm City, NC 27822

Listed by Chesson Realty

$389,000

3 bd · 2 ba · 1,852 sq ft

0.97 ac · 2-car garage

4741 Joyner Road, Elm City, NC 27822

Listed by Coldwell Banker Allied Real Es

6325 Rock Quarry Road, Elm City, NC 27822

$136,500

3 bd · 1 ba · 1,300 sq ft

2.1 ac

6325 Rock Quarry Road, Elm City, NC 27822

Listed by First Wilson Properties

7511 Bakertown Road E, Elm City, NC 27822

$235,000

3 bd · 2 ba · 1,300 sq ft

1.1 ac · 1-car garage

7511 Bakertown Road E, Elm City, NC 27822

Listed by Branco Realty

6321 Nc 42 Highway E, Elm City, NC 27822

$225,000

4 bd · 2 ba · 2,229 sq ft

1.5 ac · 1-car garage

6321 Nc 42 Highway E, Elm City, NC 27822

Listed by KW Wilson (Keller Williams Realty)

$330,000

3 bd · 3 ba · 2,507 sq ft

0.93 ac

8557 Nc 58 S, Elm City, NC 27822

Listed by EXP Realty LLC - C

$360,000

3 bd · 3 ba · 1,801 sq ft

0.91 ac · 2-car garage

3916 Riviera Drive, Elm City, NC 27822

Listed by Century 21 Sterling Combs

$155,000

3 bd · 2 ba · 2,175 sq ft

0.21 ac

107 Church Street E, Elm City, NC 27822

Listed by Chesson Realty

5306 Temperance Hall Road, Elm City, NC 27822

$147,000

3 bd · 2 ba · 1,916 sq ft

0.70 ac

5306 Temperance Hall Road, Elm City, NC 27822

Listed by Moorefield Real Estate LLC

$189,500

3 bd · 1 ba · 1,000 sq ft

0.46 ac

4443 Upchurch Road, Elm City, NC 27822

Listed by Moorefield Real Estate LLC

6332 Pine Meadows Road, Elm City, NC 27822

$279,900

5 bd · 3 ba · 2,014 sq ft

0.92 ac

6332 Pine Meadows Road, Elm City, NC 27822

Listed by MOORE REAL ESTATE MKTG INC

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Price mix

Under $300K10
$300K–$500K4
$500K–$750K0
$750K–$1M0
$1M+0

No HOA in nearby towns

Wilson132 for sale Sims9 for sale Lucama8 for sale Stantonsburg6 for sale

Questions, answered

How many homes with no HOA are for sale in Elm City, NC?

What do homes with no HOA cost in Elm City, NC?

As of October 23, 2026, the middle asking price is $251,000, about $151 per square foot for a typical 1,827 sq ft. Under $300K: 10; $300K–$500K: 4.

What did homes with no HOA sell for in Elm City, NC last year?

In the 12 months through October 23, 2026, 59 sold at a middle price of $240,000, typically for 97.9% of the first asking price after about 24 days on the market.

How fast do homes with no HOA sell in Elm City, NC?

In the 12 months through October 23, 2026 they typically sold in about 24 days, at 97.9% of the first asking price.

How do I estimate a monthly payment on a home in Elm City, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

Explore more

No HOA across all 5 counties No HOA in Wilson County Communities in Elm City Single-family One-story Primary on main Open houses New this week Price reduced

Figures are computed live from MLS listing data for Elm City, NC, no hoa only. Middle = median. Listing data is deemed reliable but not guaranteed.