Homes with no HOA for sale in Cedar Island, NC

As of October 19, 2026, there are 6 homes with no HOA for sale in Cedar Island, NC, with a middle asking price of $349,450 (from $260,000 to $699,000). Another 2 are under contract.

As of October 19, 2026, the middle asking price is $349,450, about $236 per square foot for a typical 1,786 sq ft. Under $300K: 3; $300K–$500K: 2; $500K–$750K: 1.

In the 12 months through October 19, 2026, 5 sold at a middle price of $462,500, typically for 97.4% of the first asking price after about 54 days on the market.

In the 12 months through October 19, 2026 they typically sold in about 54 days, at 97.4% of the first asking price.

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.