Homes under $400K for sale in Carthage, NC

Homes listed under $400,000.

44

For sale now

3 new this week

$282,500

Middle asking price

$169/sq ft

$295,000

Middle sale price

84 sold, last 12 mo

96.9%

Of first asking price

what sellers received

49

Days on market

typical, last 12 mo

Stop anytime.

As of October 26, 2026, there are 44 homes under $400K for sale in Carthage, NC, with a middle asking price of $282,500 (from $39,900 to $399,999). 3 came on the market in the last week. Another 9 are under contract.

In the 12 months through October 26, 2026, 84 sold at a middle price of $295,000, typically for 96.9% of the first asking price after about 49 days on the market.

The most choices right now are in Carriage Hills, Carriage Place, Little River Fa.

Newest homes under $400K in Carthage

Page 1 of 2 · 44 for sale · newest first

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Price mix

  • Under $300K25
  • $300K–$500K19
  • $500K–$750K0
  • $750K–$1M0
  • $1M+0

Where they are

Under $400K in nearby towns

Questions, answered

How many homes under $400K are for sale in Carthage, NC?

As of October 26, 2026, there are 44 homes under $400K for sale in Carthage, NC, with a middle asking price of $282,500 (from $39,900 to $399,999). 3 came on the market in the last week. Another 9 are under contract.

What do homes under $400K cost in Carthage, NC?

As of October 26, 2026, the middle asking price is $282,500, about $169 per square foot for a typical 1,574 sq ft. Under $300K: 25; $300K–$500K: 19.

What did homes under $400K sell for in Carthage, NC last year?

In the 12 months through October 26, 2026, 84 sold at a middle price of $295,000, typically for 96.9% of the first asking price after about 49 days on the market.

How fast do homes under $400K sell in Carthage, NC?

In the 12 months through October 26, 2026 they typically sold in about 49 days, at 96.9% of the first asking price.

Which communities in Carthage, NC have the most homes under $400K for sale?

As of October 26, 2026, Carriage Hills (11), Carriage Place (8), Little River Fa (7), Savannah Garden (2), The Carolina (2).

How do I estimate a monthly payment on a home in Carthage, NC?

A mortgage payment has two parts: principal and interest, which depend on the price, your down payment and the rate a lender offers you; and the costs on top — property taxes, homeowners insurance (and flood insurance near the water), HOA dues where there's an association, and mortgage insurance if you put less than 20% down. Each home's page has a calculator that uses the rate you've been quoted and that home's own taxes and HOA dues from the listing. For your actual rate and Annual Percentage Rate (APR), ask a licensed lender — we can introduce you to Joey Milam at Alpha Mortgage Advantage, or you're free to choose any lender.

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Figures are computed live from MLS listing data for Carthage, NC, under $400k only. Middle = median. Listing data is deemed reliable but not guaranteed.