August 2009

There are 13 blog entries for August 2009.

"Life is not measured by the number of breaths we take . . .
but by the moments that take our breath away." ~ Unattributed



You've heard that it's good to "take time to smell the roses." You may have also read how Steven Covey encourages you in "Seven Habits" to take time to "sharpen the saw." You no doubt have also experienced the frustration of trying to find even a spare moment for yourself.

Why do so many sources advise taking time off for yourself for thoughtful introspection? Don't they know it's impossible in today's fast-paced world of money, soccer games, career challenges, family responsibilities, church & school activities, and so much more?

In fact, our society is totally preoccupied with

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Could you imagine your life if you were debt free? Have you ever wondered why your money always felt like it was disappearing?

Welcome to Financial Peace University.

Financial Peace University is a 13 week small group environment designed to teach you and your family how to get out of debt, stay out of debt, and build wealth for generous living. You will meet with the large group each week to watch the video lesson and participate in discussion and accountability groups that will change your whole attitude about money.

In addition, the group will cover information on:

  • eliminating debt
  • stewarding God’s money
  • the importance of tithing
  • creating a plan for savings
  • insurance options
  • ways to cut back expenses
  • long-term investing
  • ...and
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Going through the Opening
Contracting before Expanding Sometimes our lives contract before they expand. We may be working hard on ourselves spiritually, doing good in the world, following our dreams, and wondering why we are still facing constrictions of all kinds—financial, emotional, physical. Perhaps we even feel as if we’ve lost our spirituality and are stuck in a dark room with no windows. We may be confused and discouraged by what appears to be a lack of progress. But sometimes this is the way things work. Like a caterpillar that confines itself to a tiny cocoon before it grows wings and flies, we are experiencing the darkness before the dawn.

When things feel tight, it’s easy to panic or want to act in some way to ease the feeling of constriction. We…
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WASHINGTON (AP) - Sales of new U.S. homes surged 9.6 percent in July, another sign the housing market is climbing back from the historic bottom it reached early this year. Driven by falling prices, the fourth-straight monthly increase was greater than expected.

The Commerce Department said Wednesday that sales rose to a seasonally adjusted annual rate of 433,000 from an upwardly revised June rate of 395,000. Sales are now up more than 30 percent from the bottom in January, but are still off nearly 70 percent from the frenzied peak four years ago.

The median sales price of $210,100, however, was down slightly from $210,400 in June and was off 11.5 percent from year-ago levels. Prices are still up from March's low of $205,100.

Last month's sales pace was

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Our team is hosting an informal no strings attached workshop for buyers and sellers in the Wilmington area at our office located across from the Mayfaire entrance on Military Cutoff. 

If you are considering buying, selling, remodeling or short selling feel free to join us for an informal Q&A session with Buddy Blake of Coldwell Banker Sea Coast Realty and Chris Hutchens of Alpha Mortage.

Date:  Tuesday Sept 1, 2009

Time:  6:30 - 8:00pm

Where:  Coldwell Banker Sea Coast Realty   1001 Military Cutoff  2nd floor

Please RSVP via email to or call Brittany at (910) 395-1000

There is no obligation and we are set to answer any of your questions.

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Well, sort of. According to the Star News, we should be able to see the shuttle Discovery this evening weather permitting. That is of course, if you're a night owl since the launch is scheduled for 1:10 AM. Check the story here:

I had the priveldge of watching the space shuttle Endeavor launch down in Florida many years ago and it was quite an experience.

 Anyone else out there ever watch a shuttle launch?


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"To reach the port of heaven, we must sail sometimes with the wind and sometimes against it -but we must sail, and not drift, nor lie at anchor."   ~ Oliver Wendell Holmes


Imagine the Pearl Harbor attack of 1941 going unanswered . . . Many of our ships found at anchor by attacking planes went down, never to leave the harbor again. Imagine the economy floundering with interest rates at 12%, and learning that the head of "the fed" has taken a six-month, non-working vacation to Tahiti. Imagine how you would have felt on September 12, 2001 if our president had appeared on TV to tell us how sorry he was about the attacks without announcing action to protect us in the future.

We expect our nation's leaders to act in

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I'm not a surfer (more the boogie boarder / people watching type), but, several guys from our team were in the water before 6:00am this morning...   I just got off the phone with Erik and he said it was gorgeous and big...  you had to be picky and it was getting crowded.  Erik travels to Costa Rica for a guy's surf trip each year and he said the waves are as good or even better right now here.

Wanna check out the waves for yourself,  CLICK HERE to view live surf cams.
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It's time for banks and the federal government to step up and help builders across the Country.  The solid builders who have never had defaults, short sales etc are not able to get construction loans from banks, much due to the fact that the Federal Government has pretty much told banks to NOT do residential builder loans.  Many builders were given loans to close the lots so they could build new homes, but now the very same banks who loaned them the money to buy the lots will not give them the loans to build the houses, even in the much active first time buyer market. 

Please talk to your elected officials and any bankers you know and get this on the front burner.  The Federal goverment is so consumed with the proposed Health Plan they are completely

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My son Brady was at the batting cages the other day with my wife Lisa and my daughters and had the fortunate luck of running into a local reporter from the Star News paper. Brady is getting ready to move up for his first season of machine-pitch baseball and the reporter interviewed him to be a "Little Star" for the week. Here's a link to the article.

I know this isn't real estate related but I'm still giggling knowing how excited Brady was to see himself in the paper. :)


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